Insurance is really about protecting the things important to your life, both personal and business, against the unexpected. So, anytime you have significant events or changes in your life, it’s time to think about your reviewing and updating your coverage. Here are some examples:
Please contact us if you have recently experienced any of these events or anticipate them in the near future. We are glad to help to you evaluate your insurance and financial needs, and provide solutions.
Yes. This is called a “third party” claim. While other agents may provide some general advice, they generally won’t help in processing the paperwork unless you have collision coverage.
At Seguros Texas, we recognize that it may not make financial sense to pay for collision coverage on an older vehicle, and respect the decision to eliminate coverage to repair or replace your vehicle if you are responsible for an accident. However, you can still make a claim if your car is hit by another person and they are found to be at fault.
At Seguros Texas, we’re glad to help not only by providing guidance, but also helping you process the paperwork regardless of whether or not you have collision coverage. If you have a claim situation, our Client Support Associates are ready to assist you.
Please note: This assumes that the situation isn’t a hit and run and that you are able to obtain the insurance information of the third party.
We’ll certainly do more than just sell you an insurance plan. We’ll advise you on how to use insurance wisely to meet your financial and business goals. We begin by sitting together and looking at how your business approaches and manages risk, then we’ll develop a risk management plan just for your business.
It means identifying the factors that are a financial or property risk for your business, then figuring out the best way to navigate those risks. Succeeding in business is all about managing risk. Insurance is one component of a risk management strategy — but it is not the only solution.
We serve a large and diverse business community. Therefore, we offer literally hundreds of insurance products to serve the needs of all our clients. Because of our size, we can choose among insurance companies to help our clients find just the right coverage — whether this means one policy from one company, or a variety of policies from specialized providers.
People are discovering that long-term care insurance can help pay for extended care without exhausting personal finances. As the general population gets older, long-term care (including nursing home and in-home care) has become a costly necessity for many families. Sadly, without long-term care insurance, families can find their homes, savings, and other assets in jeopardy as they struggle to pay the costs. By planning ahead and considering options to help pay for care, these situations can be avoided.
Almost everyone can benefit from life insurance. It is the best way to ensure that your survivors remain financially secure. Life insurance serves several purposes.
Since the goal is generally to provide for loved ones over a period of time, a common rule is that each provider in the household should have at least ten times their annual salary or annual contribution value. Any outstanding mortgage balance or other large debts should also be considered in your calculation; however, this amount should be in addition to the amount purchased to provide income protection.
As your life changes, your needs do, too. A common recommendation is that you should review life insurance protection at least every 5 years or sooner if a major life event such as marriage, divorce, a new child, home purchase, new job, starting a business or retirement.
Our team of claims professionals is ready to assist you with an accident or other claim situation. If you have a claim emergency after office hours, you can reach us 24-hours a day. Call us at 866 726 2080. You can also report a claim on-line. We will help you sort out the situation, gather information and submit your claim as quickly as possible. We’ll continue to work with you providing support in sometimes traumatic situations until your claim is resolved.
If you ever have the need to file a claim, get information, or simply have questions about the process, we are here for you.
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